A bank balance sheet is one of the bank's financial statements, which records the assets and liabilities of the bank at a specific point in time, reflecting the bank's operating conditions and financial health. The following is the general composition and related explanation of the balance sheet of Bank of China.

1. Assets

1. Cash and central bank deposits

Refers to the cash kept by banks in cash safes, ATMs, the People's Bank of China and other places and deposits deposited in the central bank.

2. Deposits from banks and other financial institutions

Refers to the deposits held by banks in other financial institutions and investments in financial markets.

3. Loans

Refers to banks borrowing from other banks or financial institutions when funds are tight.

4. Trading financial assets

Refers to the assets of financial products such as securities and foreign exchange conducted by banks in the trading market.

5. Debt investment

Refers to various bonds and other fixed-income assets held by banks.

6. Equity investment

Refers to various stocks and other equity assets held by banks.

7. Fixed assets, intangible assets and other assets

Refers to the fixed assets, intangible assets and other assets owned by the bank in the process of production and operation.

2. Liabilities

1. Various deposits

Refers to various bank deposits in the name of customers, including demand deposits, time deposits, savings deposits, etc.

2. Loans from banks and other financial institutions

Refers to the funds that banks borrow from other financial institutions or banks.

3. Borrowing funds

Refers to funds borrowed by a bank from other financial institutions or banks.

4. Trading financial liabilities

Refers to the liabilities of financial products such as securities and foreign exchange carried out by banks in the trading market.

5. Notes payable and accounts payable

Refers to bills or accounts payable by banks to customers or suppliers.

6. Other liabilities

Refers to other types of liabilities incurred by banks in their operating activities.

3. Owner's Equity

Refers to the equity owned by the bank owner, including share capital, capital reserves, surplus reserves, undistributed profits, etc.

Through the analysis of the bank's balance sheet, you can understand the bank's asset structure, source of funds, business type, etc., and help investors and regulatory agencies understand the bank's operating conditions and risk levels