"The change in the number of claims refers to the change of the number of claims required by the insurance company within a certain period of time. The changes in the number of people in the insurance company can understand the risk level of a certain insurance product, so as to adjust the insurance rate and risk assessment model Essence

For insurance companies, changes in the number of claims are very important indicators that can help them understand market demand and risk. If the number of claims of some insurance products is increasing, it means that risk is rising, and insurance companies may need to increase the insurance rate and strengthen risk management measures to avoid excessive losses facing insurance companies. On the contrary, if the number of claims is declining, it means that the risk is decreasing, and the insurance company may reduce the insurance rate to attract more customers.

In addition, changes in the number of claims can also reflect the needs and trends of different industries or products. For example, in the vehicle insurance industry, if the number of claims increases, it means that the frequency of vehicle accidents is rising, and the demand for vehicle insurance will increase accordingly. In the health insurance industry, if the number of claims decreases, the demand for health insurance products may be declining, and insurance companies need to find new market opportunities.

In short, changes in the number of claims are an important indicator that can help insurance companies understand market demand and risk status, thereby adjusting the insurance rate and risk assessment model to improve corporate profitability and market competitiveness. At the same time, this indicator can also provide valuable reference information for investors to help them make wise investment decisions. "